payroll investing program  ·  october 2026

impact investing.
through payroll.
for your team.

For employers with ten or more people. Your team invests in the inaam fund through payroll deductions, and each person chooses the impact themes their own money backs.

you offer it to your team

→

payroll deductions go into the fund

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each person chooses their themes

the problem

payday lands, then the money story stops

Day one at a new job switches on everything except investing.

today

Pay in, habit ends

Payroll pays your people on time, every cycle. Then nothing.

what people mean to do

Mean to invest, rarely start

The benefits people actually use are the ones they never had to set up.

what we do instead

Investing that happens on payday

Employees invest through payroll deductions into the inaam fund. No new habit for the employee to keep.

about inaam

who we are

inaam is an Australian impact investing platform. People learn how investing works in the app, then put small amounts into a registered fund of screened listed companies, and track what their money is doing.

$10

a monthThe flat inaam subscription, whatever the balance does.

$100

fund minimumThe smallest amount that goes into the fund, as a lump sum or monthly.

5

impact themesEach member customises their own five in the app.

ASIC

registered fundThe inaam Impact Investments Fund, ARSN 691 614 132.

who runs itArjun Agarwal, founder and CEO. Over a decade in major financial firms managing $2Bn+ in funds. TEDx speaker, University of Melbourne alumni.

how it works

from application to payday

Three steps to set up. Then the investing happens on payday.

Payroll investing is subject to employer agreement and regulatory requirements. General information only: each employee should read the PDS and TMD before they invest.

the ask

what each side brings

You run the pay cycle. inaam brings the registered fund, the app and the licence.

you bring

The team

• A team of ten or more
• The impact partner application, with enterprise payroll investing ticked
• An agreement with us on the set-up
• Payroll deductions for the people who take part
• The choice left with each person

inaam brings

The fund

• One registered fund, ARSN 691 614 132
• CAR No. 1318254 of Non Correlated Advisors Pty Ltd, AFSL 430126
• Primary Securities Ltd (AFSL 224107) as responsible entity
• An account in the app for every employee
• The PDS and the target market determination

for your team

what your people get

Each person chooses for themselves, across five impact themes: health & wellbeing, renewable energy, waste & recycling, sustainable agriculture and sustainable consumption.

01

Their own account

Every employee has their own account in the app, and signs up there.

02

Their own five themes

Each person customises their own five impact themes.

03

Every company, by name

They can read every company the fund holds by name.

04

The whole app

Full app access, impact tracking and the learning lab included.

05

Their own decision

Whether to take part is each person’s own decision.

the cost

what it costs

Ten employees is the minimum. Tell us about your team and we will send the terms.

10

employees minimumThe smallest team this is set up for.

$10

a monthThe subscription for a member. Other costs are set out in the PDS and on the fee calculator.

$100

fund minimumThe minimum to invest in the fund.

1

applicationIt covers all four impact partnerships. Tick enterprise payroll investing.

is this super?No. The inaam fund is a managed fund that sits outside super. It does not replace the super contributions an employer must make.

payroll investing program

ten or more people.
one application.
bring it to your team.

Tick enterprise payroll investing on the impact partner application and tell us how many people you have.

Arjun “Arj” Agarwal· Founder & CEO  ·  arj@inaam.me  ·  inaam.me/partner/employers

We acknowledge the Traditional custodians of the lands of the Wurundjeri and Boon Wurrung People of the Kulin Nation. We pay our respects to the Elders past, present, and emerging. Sovereignty has never been ceded. It always was and always will be Aboriginal land.

inaam Impact Investments Pty Ltd ABN 39 653 593 018 (inaam). inaam is a Corporate Authorised Representative (CAR No. 1318254) of Non Correlated Advisors Pty Ltd (ABN 61 158 314 982, AFSL 430126). Primary Securities Ltd (ABN 96 089 812 635, AFSL 224107) is the Responsible Entity of the inaam Impact Investments Fund (ARSN 691 614 132). General information only, not financial advice. It does not take into account your objectives, financial situation or needs. Consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD), available at inaam.me, before making any decision. The Fund is not a bank deposit and all investments carry risk, including the loss of some or all of your capital.