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Everything you need to know about investing with inaam.
Tap a topic. Explain it to me like I'm 5.
inaam is a multi class, multi asset Unit Trust FundThink of it like a big shared piggy bank. Everyone puts money in and together we invest in lots of different things. not just one type. That's what "multi asset" means.. The Fund is a registered managed investment schemeLike a group project for money. A professional manager picks the investments for everyone in the group, so you don't have to do it alone.: inaam Fund ARSN 691 614 132.
We divide the fund into seven buckets, each focused on a theme like renewable energy or recycling. When you join, we build your own mix of five buckets based on what matters most to you.
You are investing in a curated mix of global listed companiesCompanies whose shares you can buy and sell on the stock market, like Apple or Tesla. They're "listed" because they're on a public exchange. that are publicly tradedAnyone can buy or sell shares in these companies through the stock market. It's not some secret club. on major exchanges.
The companies are chosen for their strong financial fundamentalsBasically: are they making money, are they stable, and can they keep going? Think of it like checking if a restaurant is busy and profitable before you invest in it. like profitability and resilience, their record of creating meaningful social or environmental impact, and their alignment with your values.
We are not a trading app and we are not chasing fads. This is long-term investing with purpose.
Your returns come from growth in your investment unitsWhen you put money in, you get "units". like slices of a pizza. If the pizza gets more valuable, each slice is worth more. That's your return. and dividendsSome companies share their profits with investors. It's like getting a bonus payment just for owning a piece of the company. paid by companies in your portfolio.
Track both financial returns and real-world impact side by side in the app.
Overview of your investment in the fund based on your values, real-time performance tracking, impact metrics, goal-setting tools, and our Learning Lab. Invest monthly, pause anytime.
Yes. inaam is a Corporate Authorised RepresentativeIt means inaam has permission from a bigger licensed company to offer financial products. Like a franchise. they operate under someone else's licence. (CAR No. 1318254) of Non Correlated Advisors Pty Ltd (AFSLAustralian Financial Services Licence. It's the government's way of saying "this company is allowed to handle your money." Without it, they can't legally operate. 430126). inaam manages the Fund under an agreement with Primary Securities Ltd (AFSL 224107).
$10 per month (inc GST). That covers the portfolio curationWe pick the companies for you based on research. You don't have to figure out which stocks to buy. we do the homework., the app, the impact tracking, and access to the Learning Lab. We don't charge based on how much you invest. Transparent and simple.
There is a buy-sell spreadA tiny fee (0.1%) when you put money in or take it out. Think of it like the difference between the buy and sell price at a currency exchange. it's how the fund covers transaction costs. of 0.1% when you invest and when you leave. Brokerage fees are paid by the Fund, not you. For full details, read the PDS.
No. Everything we provide is general information onlyWe can tell you about investing in general, but we can't tell YOU specifically what to do with YOUR money. For that, you'd need a financial adviser who knows your full situation..
inaam doesn't know your full personal financial situation, so we can't give personal financial advice. If you're unsure, we always recommend speaking to a licensed financial adviser before making any big decisions.
Five impact themes: Health & Wellbeing, Renewable Energy, Waste & Recycling, Sustainable Agriculture, and Conscious Consumption. We tailor your portfolio to what matters most to you.
Once profitable, we commit to reinvesting up to 50% of our profits into youth employment, climate solutions, and community projects led by underrepresented Australians.