skip to content

invest

get startedhow it worksinvestment areashealth & wellbeingrenewable energywaste & recyclingsustainable agriculturesustainable consumptionimpact hub

compare

the full side by sideinaam vs raizinaam vs spaceshipinaam vs australian ethicalinaam vs betashares ethi

learn

learning labthe asterisk project*faqfee calculator

verified list

the verified impact listthe verified quiz

about

about inaamthe teamtrust and licensingpress and mediacontact

partner

partner with uspartner offersstudent clubsimpact partnerscreatorsemployers

the money quiz

the money quizget the app

about inaam

we built the fund we would invest in.

The place where Australia goes to invest in impact, without sacrificing your returns. Put money into the causes you care about, see every company you hold by name, and read the whole thing before you decide.

Sign-up happens in the app. SMSFs and family trusts are welcome.

an inaam memoji holding up the idea of impact capital
WHERE YOU MAY HAVE SEEN US
on the global stage World Economic Forum UN Sustainable Development Goals Money20/20 Asia Impact Investment Summit Asia Pacific Swiss Finance and Technology Association TEDx in the media 7NEWS Young Achiever Awards SmartCompany Startup Daily Melanin Magazine Humans of Australia Overnight Success newsletter DevReady podcast Balance the Grind Bottled Up podcast Founders Without Borders podcast companies Canva Singapore Airlines KrisFlyer MyGigsters The Nudge Group organisations Australian Government FinTech Australia Startup Victoria Startupbootcamp Intersekt universities The University of Melbourne UNSW Sydney Monash University Deakin University RMIT University Swinburne University of Technology Melbourne Business School Wade Institute partners and community Livehaus After We Are Emersyn Saari Collective Moral Fairground Aussie Founders Club The Startup Network

the short version

what inaam is

One fund, five themes you rank yourself, and a subscription that does not move with your balance.

inaam is an Australian impact investing app built around the causes you care about, without sacrificing your returns. The investment literacy sits inside the process rather than in a separate pile of reading, and the fund is curated: 23 listed impact companies from markets around the world, every one of them visible by name in the app.

As far as we know it is the only impact fund in the world, open to retail investors, where you can choose how you want to invest and point at the impact it makes, company by company, rather than at a label on a product.

You pick the five themes and rank them yourself. Member weights are pooled, and they shape how the fund leans across health and wellbeing, renewable energy, waste and recycling, sustainable agriculture, and sustainable consumption. If you want the mechanics, they are set out in how it works, and every theme has its own page under investment areas.

the inaam app asking what matters most to you, with five theme cards to choose from
flat monthly subscription

subscription

$10 a month

The flat subscription that pays for inaam. $120 a year, whatever your balance does.

one hundred dollar minimum investment

fund minimum

$100 to start

The minimum to invest in the fund. It is a separate number from the subscription, and it is the one that gets you in.

five themes, weighted by members

your call

5 themes

Health and wellbeing, renewable energy, waste and recycling, sustainable agriculture, sustainable consumption. Weighted by members, not by us.

ASIC registered

regulated

ASIC registered

The inaam Impact Investments Fund, ARSN 691 614 132, is a registered managed investment scheme.

who built it

meet arj

Founder and chief executive. It started with what the money system did to his family, not with a qualification.

Arjun Agarwal, founder and chief executive of inaam

Arjun Agarwal

founder and ceo, inaam

Born in Nagpur, raised in post-apartheid Johannesburg, building from Melbourne. At Afrika Tikkun, under Nelson Mandela’s patronage, he learned that you teach one person to teach others and the whole community moves. At eighteen he ran South Africa’s first blockchain fund and liquidated it before the crash with every investor whole.

Then he lost his dad, and with him the assumption that the money system works for everyone. He moved to India through his mother’s recovery and worked in investment banking in Mumbai. Across Investec and that desk he helped close more than $2bn in deals, much of it renewable energy, and watched the capital doing the most good stay the hardest for ordinary people to reach. inaam is what he built instead.

He is a foremost global expert on impact investing, RG146 qualified, and personally the authorised representative behind inaam’s licence. Every inaam investor to date has been interviewed by him. The licence details are on trust and licensing.

arjagarwal.com

eleven stops

the road here

11996

born in nagpur

Same state as Mumbai. Famous for its oranges, not much else.

21996

raised in johannesburg

Post-apartheid South Africa. Born free generation. Privilege that never sat right.

32015

afrika tikkun

Worked alongside Nelson Mandela’s patronage. Teach someone to teach others and the whole community moves.

42015

blockchain fund at 18

South Africa’s first. Liquidated before the crash. Everyone kept their money.

52016

launched ivyspace

Bumped into two Yale grads in a lift. Scaled a peer to peer mentoring edtech across South Africa. 96% success rate.

62017

lost dad, moved to india

Had to pull up my socks. Consulting while finishing my degree. Moved to India for mum’s recovery.

72018

investec

Emailed the CEO directly. Built a custom Bloomberg Terminal. Helped close half a billion in renewable energy deals.

8feb 2020

masters at unimelb

Rejected first. Wrote an appeal. Arrived February 2020. Three weeks on campus, then lockdown.

9oct 2020

inaam born

The final deliverable of a masters became the mission of a career.

102020 to 2025

the roles alongside it

Portfolio manager at KPMG High Growth Ventures, 2023 to 2025, advising Australian scale-ups. Before it, strategy at the NDIA, investments at HCI Group, and special projects at Straight Bat Private Equity.

112026

today

Building inaam full time, from Melbourne. The rest of the record is below.

the deals

$2bn+

in deals closed across the career behind inaam, much of it renewable energy, at Investec and on an investment banking desk in Mumbai.

TEDx

the talk

TEDx

speaker on money as a force for good, at TEDxMonashUniversity. The talk is below.

Saari Collective

the list

the 101 list

named to the 101 South Asian Australian Founders list, run by Saari Collective, for building inaam out of Melbourne.

RG146 qualified, and personally the authorised representative behind inaam’s licence. Every inaam investor to date has been interviewed by him. The licence details are on trust and licensing.

how impact compounds

the inaam impact loop

Four turns, and each one pays for the next. This is the part that keeps going after the return lands.

1

invest

Members invest in curated impact opportunities, with the literacy built into each step.

2

build

Those investments support continuous impact across global markets.

3

giveback

inaam reinvests up to 50% of its own profits back into the impact ecosystem, to back underrepresented founders.

4

grow

Impact flows through the cap table, the board, the team, the members and the portfolio, which starts the turn again.

the inaam impact loop

dual returns, compounding

Returns and impact are not a trade here. The loop only turns if both do.

the vision

the place where the world goes to invest in impact.

Australia first, because that is where the fund is and where the members are. The ambition has never been only Australia.

Investing has been needlessly convoluted forever: jargon, hidden fees, and 'ethical' funds you can't actually see inside. inaam flips that. You see exactly where your money goes and the impact it makes, aligned to your values and on your terms. Simple, transparent, impact with the hood open.
Michael Batko, Cofounder, Hourglass AI. Formerly CEO, Startmate.
$130k+funds under management
850+app downloads
5.0app store rating

5 stars on the app store

where to next

keep reading

General information only. It does not take your objectives or circumstances into account. Consider the PDS and TMD, and we recommend independent advice, before investing.

see how your money can work.

The mechanics are written out in plain language, and the questions people actually ask are answered in the faq.

the only asterisk* of investing with inaam is a better planet.

The fund lives in the app. Download it, read it over a coffee, customise your themes.

General information only. Consider the PDS and TMD before investing.