the fine print
10 deep dives into the companies your money touches. The stuff they don't put in the headline.
money with a mission
To change the future of investing.
see how it worksour values
clear
no jargon.
See exactly what happens to your money and where it goes.
conscious
no-sh*t sherlock.
Our methodology detects fakers. No greenwashing. Just the good stuff.
collective
return rebels.
We deliver even when stacked against the S&P 500 index.
how it works
Six steps from download to impact.
scroll through to see each one.
01
download the app
Get started in minutes. Available on iOS and Android.
$0
assets under managementThe total amount our investors have trusted us to manage. Scroll to see it grow to where we are today.
0
app downloads
Real numbers. Not projections.
Scroll to watch it grow ↓
doing good doesn't mean doing worse
Plug in an amount and watch it grow. Real backtested data, so you know we're not making this up.
$
see what you make in 1 year$0
see what you make in 3 years$0
see what you make in 5 years$0
see what you make in 10 years$0
Important disclaimer: The inaam fund performance data shown above is projected from a backtest simulation of past performance against the whole fund and every asset class in the fund. It is not based on actual performance and is an estimation of historic performance only, based on market cap weighted methodology. The projected 19% per annum return is derived from backtested data showing 356% total return. The Vanguard Ethically Conscious International Shares ETF (VESG) return of 14.5% p.a. is based on its annualised performance since inception (September 2018). The S&P 500 return of 10% p.a. reflects its long-term historical average annual return. These benchmarks are shown for illustrative comparison purposes only. Past performance is not indicative of future performance. No claims or warranties can be made on the reflection of this historic performance analysis. This information is general in nature and does not constitute financial advice. Please refer to the Product Disclosure Statement (PDS) before making any investment decision.
your fee doesn't grow with you
inaam charges a flat $10 a month. That is $120 a year, whether you hold $400 or $100,000. So as your balance grows, the same $10 becomes a smaller and smaller slice of it.
$40030%
$1,00012%
$5,0002.4%
$10,0001.2%
$20,000under 1%0.6%sweet spot
$50,000under 1%0.24%
$100,000under 1%0.12%
Most ethical ETFs charge a percentage of your balance every year, usually somewhere between 0.4% and 0.9%. That percentage keeps scaling with your balance. Ours does not. Somewhere around $15,000 to $20,000 invested, the flat $10 works out cheaper, and it keeps getting cheaper from there.
what that looks like month to month
If you invest the same amount every month, here is where your fee percentage lands. These are contributions only, before any investment growth.
| per month | after 1 year | after 3 years | after 5 years |
|---|---|---|---|
| $50 | 20% $600 | 6.7% $1,800 | 4% $3,000 |
| $100 | 10% $1,200 | 3.3% $3,600 | 2% $6,000 |
| $250ideal | 4% $3,000 | 1.3% $9,000 | 0.8% $15,000 |
| $500ideal | 2% $6,000 | 0.67% $18,000 | 0.4% $30,000 |
$10 a month is $120 a year. Every percentage above is that $120 divided by your balance. The minimum first investment is $100. Fees are not the only thing that matters, and past performance is not a guide to future returns.
AS FEATURED IN & GLOBALLY RECOGNISED BY
what people are saying
Real reviews from the App Store.
★★★★★
finally an app I can use
So good to be investing with my values, make returns and make the world better.
A
Artusi1998
13 Dec
★★★★★
simple and clear experience
Easy to use and very clear. Great for anyone who wants a simple way to understand impact investing without all the complexity.
V
Vish_shah
22 Nov
★★★★★
super easy impact investing
So easy to use, no jargon. I can finally learn about how and where to invest without feeling stupid. And I can make an impact with my money.
A
Arjun9699
8 Nov
Average rating: 5.0 from 11 reviews on the App Store
how does inaam stack up
Pick a competitor. See the real numbers.
Important disclaimer: The inaam fund performance data shown above is projected from a backtest simulation of past performance against the whole fund and every asset class in the fund. It is not based on actual performance and is an estimation of historic performance only, based on market cap weighted methodology. The projected 19% per annum return is derived from backtested data showing 356% total return. These benchmarks are shown for illustrative comparison purposes only. Past performance is not indicative of future performance. No claims or warranties can be made on the reflection of this historic performance analysis. This information is general in nature and does not constitute financial advice. Return figures for other platforms are approximate and sourced from publicly available data. Please refer to the PDS and TMD before making any investment decision.
got questions?
Tap a topic. Explain it to me like I'm 5.
what is inaam?
inaam is a multi class, multi asset Unit Trust FundThink of it like a big shared piggy bank. Everyone puts money in and together we invest in lots of different things. not just one type. That's what "multi asset" means.. The Fund is a registered managed investment schemeLike a group project for money. A professional manager picks the investments for everyone in the group, so you don't have to do it alone.: inaam Fund ARSN 691 614 132.
We divide the fund into seven buckets, each focused on a theme like renewable energy or recycling. When you join, we build your own mix of five buckets based on what matters most to you. You can trust the process because it's like grandma's recipe but for your money.
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