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Most investment platforms tell you what sector you're in. inaam tells you exactly which companies your money supports, why they were selected, and what impact they're delivering. 24 companies. Full holdings disclosed. $10/month.
Portfolio transparency is the practice of disclosing the specific companies, assets, and securities held within an investment fund or portfolio. For impact investors, transparency extends further: it includes disclosing why each holding was selected, what impact criteria it meets, and how that impact is measured over time.
A truly transparent impact portfolio lets you answer three questions at any time: what do I own, why do I own it, and what is it doing in the world.
This matters because the alternative is a black box. Many funds marketed as "ethical" or "sustainable" only disclose holdings quarterly or semi-annually, often with a delay. Some disclose top-10 holdings and nothing else. Without full transparency, you cannot verify whether a fund's investments match its stated values.
Without seeing every holding, you cannot confirm whether a fund labelled "sustainable" actually avoids harmful industries. ASIC has taken action against multiple Australian funds for greenwashing claims. In 2023 alone, ASIC identified concerns with over 35% of ESG-labelled products it reviewed. Full holdings disclosure is the only reliable way to verify that what a fund says matches what it holds.
When you invest through most platforms, you see a category label and a performance number. You rarely see the actual companies. This means your money could be sitting in a weapons manufacturer, a fossil fuel company, or a tobacco stock wrapped inside a broader fund. Transparency means you know every single company your money supports. No surprises.
Impact investing only works if you can verify the impact. Transparency lets you check whether the companies in your portfolio align with your values on climate, health, waste, agriculture, or ethical consumption. It also lets you hold the fund manager accountable. If a holding no longer meets the criteria, you can see that and ask why.
inaam is an ASIC-regulated managed investment scheme that invests in 24 curated companies across 5 impact pillars. Every holding is disclosed. Every selection decision is explained through a 3-pillar methodology.
All 24 companies that pass this methodology are disclosed to investors. You can see what you own, why it was selected, and which impact pillar it falls under. The Product Disclosure Statement (PDS) and Target Market Determination (TMD) are publicly available.
Here is what you can actually see as an investor on each platform. This comparison reflects publicly available information as of March 2026.
| transparency feature | inaam | australian ethical | vanguard VESG | betashares ETHI |
|---|---|---|---|---|
| Full holdings disclosed | Yes, all 24 | Top holdings only | Full list (quarterly, delayed) | Full list (monthly) |
| Selection rationale per company | Yes, 3-pillar methodology | Ethical charter (general) | Index-based rules | Screening criteria (general) |
| Impact pillar mapping | Yes, 5 pillars | No specific mapping | No | No |
| Number of holdings | 24 (curated) | 50-200+ (varies by fund) | 300+ | 200+ |
| Company-level impact metrics | Yes | Annual impact report (fund level) | No | Annual impact report (fund level) |
| Fee structure | $10/month flat fee | 0.49-1.59% p.a. (varies) | 0.16% p.a. | 0.59% p.a. |
| Excludes fossil fuels | Yes | Yes | Partial (reduced exposure) | Yes |
| Investor can verify holdings in real time | Yes, via app | No | No | No |
Every company in the inaam portfolio maps to at least one of five impact pillars. Each pillar targets a specific area where capital can drive measurable change.
The full list of 24 companies and their pillar assignments is available in the inaam app and in the Product Disclosure Statement.
Yes. inaam discloses all 24 holdings publicly. You can review the full list of companies, their impact pillar assignments, and the selection rationale before making any investment decision. The Product Disclosure Statement (PDS) contains the complete portfolio details.
Most ESG ETFs use negative screening: they take a broad index and remove the worst offenders. inaam uses positive selection: every company is individually chosen through a 3-pillar methodology that assesses financial robustness, purposeful impact, and leadership calibre. The result is a concentrated portfolio of 24 companies, each selected for a specific reason, rather than hundreds of companies that simply cleared a minimum threshold.
Concentration is intentional. With 24 holdings, the research team can maintain deep, company-level knowledge of every investment. Each holding can be explained and justified individually. Broader funds with 200-300 holdings cannot provide this level of specificity. Fewer holdings also means every company carries meaningful weight in the portfolio, so impact is not diluted across hundreds of positions.
The portfolio is reviewed on a regular basis by the investment team. If a company no longer meets the 3-pillar criteria, it is removed and replaced. Changes to the portfolio are disclosed to investors. The Responsible Entity, Primary Securities Ltd, provides governance oversight for all portfolio decisions.
Yes. inaam Impact Investments Pty Ltd (ABN 39 653 593 018) is a Corporate Authorised Representative (CAR No. 1318254) of Non Correlated Advisors Pty Ltd (ABN 61 158 314 982, AFSL 430126). Primary Securities Ltd (ABN 96 089 812 635, AFSL 224107) is the Responsible Entity of the inaam Impact Investments Fund (ARSN 691 614 132). The fund is registered with ASIC as a managed investment scheme.
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