portfolio transparency
a transparent impact portfolio.
every holding named.
built for australia.
Most platforms tell you which sector you are in. inaam tells you which companies your money is in, why each one was selected, and what it is delivering. Every holding is named to members, in the app.
A product guide. An ASICThe Australian Securities and Investments Commission. The government body that regulates financial services here. regulated managed investment scheme. $10 a month for the subscription, $100 to start in the fund. Updated October 2026.
what portfolio transparency actually means
Portfolio transparency is disclosing the specific companies and assets a fund holds. For impact investors it has to go further than a list: it means saying why each holding was selected, which impact criteria it meets, and how that impact is measured over time.
A portfolio is transparent if you can answer three questions at any moment. What do I own. Why do I own it. What is it doing in the world.
The alternative is a list you cannot see. Funds marketed as ethical or sustainable sometimes disclose holdings quarterly, with a delay. Some publish their largest holdings and stop there. Without the full list you cannot check whether what a fund owns matches what it says about itself.
three reasons
why it matters when you invest for impact
Transparency is what makes an impact claim checkable. Without it, the label is something you take on trust.
1you can spot greenwashing
Without every holding you cannot confirm that a fund labelled sustainable avoids the industries it says it avoids. ASICThe Australian Securities and Investments Commission. The government body that regulates financial services here. has taken action over greenwashingClaiming a product is greener or more ethical than it is. ASIC treats it as misleading conduct and has taken action over it. against super funds, fund managers and listed companies: in the two years to June 2024 it reported three civil penalty proceedings, 19 infringement notices and 60 corrective disclosures. Full disclosure is the reliable check.
2you know what you own
On plenty of platforms you see a category and a chart, and never the companies. Money can end up in a weapons manufacturer, a fossil fuel producer or a tobacco stock wrapped inside a broader fund. Transparency removes the surprise.
3you can check the alignment
Impact investing only works if the impact can be verified. Seeing every holding lets you check the companies against what you care about on climate, health, waste, agriculture and consumption, and lets you ask the manager why something is still in there.
Source: ASIC Report 791, ASIC’s interventions on greenwashing misconduct: 2023 to 2024, table 1. Regulator findings move, so read the current report rather than this summary of it.
our answer
how inaam does it
A registered fund, a curated list of companies across five themes, every holding named to members in the app, and one written method applied to all of them.
1financial robustness
Revenue growth, profitability, balance sheet health and whether the business still works in ten years. Financial strength is a requirement before impact is even assessed.
2purposeful impact
Measurable positive impact in at least one of the five themes, judged on real-world outcomes: emissions reduced, waste diverted, lives improved, rather than a score handed down by a ratings agency.
3leadership calibre
Governance, leadership record, board diversity and long-term strategy. Companies need leaders who treat impact as the strategy rather than the marketing.
A short list can be held properly in mind. The investment team can explain every holding on its own terms, and each company carries real weight rather than being one line among hundreds.
The full list and the theme each company sits under are in the app. The PDSProduct Disclosure Statement. What you are investing in, what it costs, and what can go wrong. sets out the fund’s classes and the method. Members rank the five themes themselves, those weights pool across everyone, and the fund follows them.
As far as we know, inaam is the only impact fund in the world open to retail investors where you can choose how you want to invest and the impact can be pointed at company by company, rather than carried as a label on the product. If you find another one, we would genuinely like to read it.
side by side
what you should be able to see
Our answer in one column. The question worth putting to any other platform in the other.
| inaam | what to ask any other platform | |
|---|---|---|
| the full holdings | Every holding, by name, in the app. | Can you see all of it, or only the largest holdings, and how old is the list by the time you get it? |
| a reason per company | Yes.The same three pillars applied to every company: financial robustness, purposeful impact, leadership calibre. | Is there a written reason for each holding, or one charter covering the whole portfolio? |
| theme mapping | Every company maps to one of the five themes, and you can see which. | Are holdings mapped to stated outcomes, or reported at fund level only? |
| how many holdings | 23 companies, curated, reviewed regularly. | How many holdings are there, and can the manager explain each one? |
| impact measured per company | Yes, against the Impact Management Project and Impact Frontiers frameworks: what, who, how much, contribution and risk. | Are impact metrics published per company, or once a year at fund level? |
| what it costs | $10 a month.$120 a year, flat, whatever the balance does. | Is the fee flat or a share of your balance, and is brokerage charged on top? |
| fossil fuels | No company whose main business is coal, oil or gas.Because members can read every holding, that is something you can check for yourself rather than take on trust. | Are they excluded, and can you verify it from the holdings list? |
| checking it yourself | In the app, whenever you want to look. | Where do you go to check, and how current is what you see when you get there? |
| who is accountable | A registered managed investment schemeA fund where your money is pooled with other investors and run to a set strategy. You hold units in the fund., the inaam Impact Investments Fund, ARSN 691 614 132.Primary Securities Ltd is the responsible entity, the money is held in trust and there is an independent custodian. | Who is the responsible entity, who holds the assets, and where do the PDSProduct Disclosure Statement. What you are investing in, what it costs, and what can go wrong. and TMDTarget Market Determination. Who the product is designed for, so the wrong product does not reach the wrong person. live? |
Check it yourself. Disclosure practices and fees change. Read the current PDS or product page before you decide, ours included. The detail above was accurate in October 2026.
where the money goes
the five themes every holding sits under
Every company maps to at least one of five themes. You rank them in the app, member weights pool together, and the fund follows them.
health & wellbeing
Companies advancing healthcare access, mental health, medical technology and preventative care. Diagnostics, digital health platforms and health infrastructure.
read the theme
renewable energy
Companies powering the shift to clean energy. Solar, wind, battery storage and grid infrastructure. The companies building the energy system the world needs next.
read the theme
waste & recycling
Companies working on waste reduction, the circular economy and sustainable materials. Industrial recycling through to packaging design, rethinking what happens after use.
read the theme
sustainable agriculture
Companies changing food systems through regenerative farming, precision agriculture and ethical supply chains. Feeding more people with less damage to the land.
read the theme
sustainable consumption
Companies redefining how products are made, sold and used. Ethical sourcing, responsible manufacturing, and products designed with their whole lifecycle in mind.
read the themequestions about what you can see.
can I see every company in the portfolio before I invest?
Members read the full list in the app: every company, the theme it sits under and the reason it was selected. Before you join, the ten highest scoring holdings are on how it works, and the PDS sets out the fund’s classes and the method behind the choices.
how is inaam different from an esg etf?
An ESG ETF usually starts from a broad index and removes the worst offenders. inaam uses positive selection: every company is chosen individually against three pillars, financial robustness, purposeful impact and leadership calibre. The result is a concentrated portfolio where each holding was picked for a stated reason, rather than a long list of companies that cleared a minimum threshold.
why does inaam hold so few companies?
Concentration is deliberate. With a short list the investment team can hold real company-level knowledge of every holding, and each one can be explained on its own terms. A fund with hundreds of positions cannot do that, and the impact is spread thin across them. Fewer holdings also means every company carries meaningful weight in the portfolio.
how often are the holdings reviewed?
Regularly, by the investment team. If a company stops meeting the three-pillar criteria it is removed and replaced, and changes are disclosed to investors. Primary Securities Ltd, the responsible entity, provides governance oversight of portfolio decisions.
is inaam regulated?
Yes. inaam Impact Investments Pty Ltd (ABN 39 653 593 018) is a corporate authorised representative (CAR No. 1318254) of Non Correlated Advisors Pty Ltd (ABN 61 158 314 982, AFSL 430126). Primary Securities Ltd (ABN 96 089 812 635, AFSL 224107) is the responsible entity of the inaam Impact Investments Fund (ARSN 691 614 132), a managed investment scheme registered with ASIC. The detail is set out in the PDS. Who does what, and how to check it, is on trust and licensing.
General information only. It does not take your objectives or circumstances into account. Consider the PDS and TMD, and we recommend independent advice, before investing.
Comparisons on this page are for general education. inaam is not affiliated with any other platform, and nothing here is a recommendation about anyone else’s product. Product information was accurate in October 2026 and changes. Verify current details with each provider.
keep reading
see what you would own, before you own it.
The whole list, the theme each company sits under and the reason it was chosen, all in the app. $10 a month for the subscription, $100 to start in the fund.
the only asterisk* of investing with inaam is a better planet.
The fund lives in the app. Download it, read it over a coffee, customise your themes.
General information only. Consider the PDS and TMD before investing.
