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the asterisk pass

your asterisk, in your wallet.*

The thing you say, the bit you leave off, on a numbered pass for your wallet.

Free. Numbered. No sign-up to keep it.

how it works

three taps. one pass.

a purple asterisk1

pick your line

One of the ten, or two lines of your own. The thing you say, then the bit you usually leave off.

five colour swatches2

pick a colour

Five to choose from. The pass is printed in whichever one you pick, asterisk and all.

a wallet with passes in it3

add it to your wallet

One tap and it sits in your wallet with its own number. Flip it over for the fine print.

what the pass is, and what it is not.

The asterisk pass is the line you say and the bit you leave off, printed on a pass that lives in your phone’s wallet next to your boarding passes and your coffee card. Every one is numbered, and no two people hold the same number.

It is not a membership and not a financial product. It costs nothing, and you do not need inaam to keep it. The code on the front opens the fine print below, which is the point: once you have said your asterisk out loud, you start reading everyone else’s.

no. 1

Each pass carries its own number, in the order they are made. Early numbers stay early.

  • 5categories
  • 10lines, or your own
  • 5colours
  • 1number, only yours

the builder

make your pass.

Every line and every colour is right here. Pick one and the pass on the right changes with it.

1pick your line

food & drink

fashion

tech & screens

money

the planet

2or write your own

Sixty characters a line, so it fits the pass.

3pick a colour

Your pass gets its own number. Joining inaam is a separate thing, and it happens in the app.

the deep dives

the fine print. ten companies, read properly.

Ten parts, and every claim links to the source it came from. Each one stands alone, so start with the company you use most, or the one you assumed was fine.

the method

how each one is written

Same shape every time, so you can check the work rather than take our word for it.

what happened01

what happened

The claim, written out plainly, with every primary source linked where it sits. Company announcements, filings and the reporting that broke it.

the timeline02

the timeline

What happened and when, dated, so a run of decisions reads as a run of decisions rather than one bad week.

the asterisk03

the asterisk

The limitation, said out loud. That cuts both ways: where a company is doing something real, that goes in too.

before you make one.

what is an asterisk?

The gap between what you say and what you actually do. Everyone has one. Saying it out loud is the point.

how does it get into my wallet?

Tap add to wallet. On an iPhone it goes into Apple Wallet, on Android into Google Wallet, with your line, your colour and your number.

what is the number?

The order the passes were made in. It is yours and nobody else holds the same one.

what happens to my email?

If you ask for it by email, we send you the pass. Nothing else is required of you, and you can unsubscribe whenever you want to.

what has this got to do with money?

Your money has an asterisk too, and it is the one almost nobody reads: where your savings, your super and your investments actually sit. That is what how inaam works is about.

what does inaam cost if I go further?

The subscription is $10 a month, $120 a year. That is a separate thing from the money you invest, and the minimum to invest in the fund is $100, as a lump sum or monthly. Sign-up is completed in the inaam app.

General information only. It does not take your objectives or circumstances into account. Consider the PDS and TMD, and we recommend independent advice, before investing.

now find out what your money’s asterisk is.

The pass is the easy one. The harder one is sitting in your savings, your super and whatever you have invested, and nobody reads it for you.