
surcharges are on their way out, so you're paying the menu price
from october 1st 2026, australian businesses can no longer charge extra for eftpos or credit card payments at the checkout.
the reserve bank is finally stepping in to stop card networks from letting businesses pass on their transaction costs to you. it means the price you see on the tag is the price you actually pay, without that sneaky 1.5% appearing at the last second on the card terminal.
while this feels like a win for your wallet, shops will now have to swallow about $14,000 in fees for every million dollars they make. keep an eye on your local cafe, as they might just hike the price of a flat white by fifty cents to cover the cost of the new rules.







