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inaam vs spaceship.

Spaceship Voyager is a growth investing app with five portfolios to pick from. inaam is one impact fund you customise by theme. Here is how they differ, in each provider’s own numbers.

get the app the full side by side

Sign-up happens in the app. The subscription is $10 a month, $120 a year. The minimum to invest in the fund is $100.

a magnifying glass held over a fund report

asked and answered

the short answer

Spaceship Voyager is a growth investing app. It has no minimum, and you choose from five portfolios: Universe, Earth, Origin, Galaxy and Explorer. Each portfolio carries a management fee of 0.15% to 0.50% a year. On top of that there is one monthly fee of $3, which does not apply while every portfolio is under $100.

inaam is an impact investing app built on one registered fund. You customise five impact themes, the fund picks companies against three published pillars, and every company it holds is named in the app. The subscription is $10 a month whatever your balance, and the minimum to invest in the fund is $100.

The two are built for different instincts. Spaceship offers a small number of portfolios aimed at long-run growth, and one of them, Earth, is picked for positive impact. At inaam the whole fund is picked for impact, and you say which themes it leans toward.

side by side

inaam and spaceship, line by line

Every figure is the provider’s own published number, read on 6 October 2026, and each one links to the page it came from.

	inaam	spaceship
what it is	impact investing app	growth investing app
minimum to start	$100into the fund. The subscription is a separate number.	noneper its product page
what you pay	$10 a monthflat. $120 a year, whatever your balance.	$3 a month, plus 0.15% to 0.50% p.a.the monthly fee is nil while every portfolio is under $100. Per its published fee schedule
the fee stays the same as you grow	yes. always. Ten dollars does not move.	no. a share of each portfolio
you choose what your money backs	yes. you rank the five impact themes, and the money follows	no. you pick from five preset portfolios
picked for impact, or only screened	yes. actively picked against three published pillars	partly. one of its five portfolios, Earth, is picked for positive impact. Per its portfolio page
every company you own, by name	yes. in the app, any time. 23 of them today.	partly. portfolio holdings published

Every figure about Spaceship is its own published number, read on 6 October 2026 from Spaceship’s Voyager page and its Earth portfolio page. Product terms change, and each provider’s current PDS or product page is the authority on its own product. inaam is not affiliated with any provider named here, and nothing on this page is a recommendation about anyone else’s product. Returns are left off this page. The full side by side carries them, with the period each one covers.

in plain words

where the two differ

what the money buys

Spaceship gives you five preset portfolios to choose between. inaam is one fund across five impact themes, and you customise the themes your money is aimed at.

what you pay as you grow

Spaceship charges $3 a month once any portfolio reaches $100, plus 0.15% to 0.50% a year on each portfolio, so what you pay there rises with your balance. inaam stays at $10 a month. On a small balance a flat amount is a large share of it, and the fee calculator shows the maths at your balance.

one impact portfolio, or the whole fund

Spaceship’s Earth portfolio picks companies expected to have a positive impact on people and the planet, and screens out sectors including fossil fuels, weapons, tobacco and gambling. It is one of the five. At inaam every company is picked against the same three pillars.

what you can see

Spaceship publishes its portfolio holdings. inaam names every company the fund holds in the app, with the reason it is there.

before you pick

who each one suits

growth investing app

who spaceship suits

Spaceship suits someone who wants long-run growth from a ready-made portfolio and wants to start with any amount.

five coloured bars, one for each impact theme

impact investing app

who inaam suits

inaam suits someone who wants the picking done for them, wants to read what they own, wants to say which themes the money is aimed at, and is investing for three to seven years. The fund’s target market determination says it has not been designed for anyone who needs access to their capital at short notice, or who is risk-averse and not in a position to tolerate a capital loss.

inaam vs spaceship, quick answers.

is inaam or spaceship cheaper?

It depends on your balance. Spaceship charges $3 a month once any portfolio reaches $100, plus a management fee of 0.15% to 0.50% a year on each portfolio. inaam charges $10 a month whatever your balance, plus a buy-sell spread of 0.1% when you invest and when you leave. Work out the yearly total at your own balance from each provider’s current fee page.

does spaceship have an ethical or impact portfolio?

Yes. Earth is the Spaceship Voyager portfolio picked for positive impact, and it screens out sectors including fossil fuels, weapons, tobacco and gambling. At inaam the whole fund is picked for impact across five themes.

what is the minimum to start with spaceship and with inaam?

Spaceship publishes no minimum investment. The minimum to invest in the inaam fund is $100, and the $10 a month subscription is a separate amount.

can i hold spaceship and inaam at the same time?

Yes. They are separate products from separate providers, and holding one does not affect the other. Whether either suits you depends on your own circumstances.

where to next

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General information only. It does not take your objectives or circumstances into account. Consider the PDS and TMD, and we recommend independent advice, before investing.

read the method before you pick.

The screen, the holdings and the costs are all published. Read them, ask anyone else the same questions, then decide.

see how it works get the app

the only asterisk* of investing with inaam is a better planet.

The fund lives in the app. Download it, read it over a coffee, customise your themes.

download on theapp store get it ongoogle play

General information only. Consider the PDS and TMD before investing.